What are the cashback offers on My Beacon?
Beacon Money – Active Offers & Rewards
Below are the currently active Beacon promotions. Cashback is typically credited within 3 business days after eligibility is met. Offers are subject to change.
🧑🤝🧑 Refer a Friend – Get $25 Each
Share Beacon with friends and earn together.
How it works:
Your friend must enter your registered email as the referral code during signup.
Once your friend completes cumulative $100 in qualifying spend, both of you receive:
$25 cashback each
Qualifying spend includes:
Card transactions (online or in-store)
India Bill Payments
UPI transfers
Canadian bill payments
Philippines bill payments
Mobile Recharge
🇮🇳 India Bill Payments (IBP)
1️⃣ First India Bill – Up to $25 Cashback
Pay your first India bill using Beacon and receive up to $25 cashback.
Note: The offer is up to $25 on first India bill payment, which means if you pay a bill of $25 or more you get full $25 as cashback, whereas if you pay bill of less than $25 you receive actual bill value as cashback
2️⃣ Second India Bill Payment - Up to $5 Cashback
Note: The offer is up to $5 on second India bill payment, which means if you pay a bill of $5 or more you get full $5 as cashback, whereas if you pay bill of less than $5 you receive actual bill value as cashback
3️⃣ Third India Bill Payment - Up to $5 Cashback
Note: The offer is up to $5 on third India bill payment, which means if you pay a bill of $5 or more you get full $5 as cashback, whereas if you pay bill of less than $5 you receive actual bill value as cashback
4️⃣ 1% recurring cashback on Indian Bill Payment
Get 1% cashback on all your subsequent Indian bill payments.
💸 UPI Transfers (India)
UPI offer is as below:
If you do a first UPI transfer of $200 or more, you will receive cashback, as below:
$20 on UPI transfer within 48hrs of opening account else
$10 on UPI transfer after 48 hrs of opening account
(Previous UPI offer on minimum spend of $100 ended on Feb 13, 2026.)
📱 Prepaid Mobile Recharge
Earn 100% up to $5 cashback on prepaid mobile recharges.
Note: The offer is up to $5 on first prepaid mobile recharge, which means if you pay a bill of $5 or more you get full $5 as cashback, whereas if you pay bill of less than $5 you receive actual bill value as cashback
🇵🇭 First Filipino Bill – Up to $25 Cashback
Pay your first Filipino bill using Beacon and receive 100% up to $25 cashback.
No promo code required.
Note: The offer is up to $25 on first Filipino bill payment, which means if you pay a bill of $25 or more you get full $25 as cashback, whereas if you pay bill of less than $25 you receive actual bill value as cashback
🛒 Grocery Cashback (General)*
5% cashback on grocery purchases
Maximum combined grocery cashback cap: $100
🏪 Iqbal Foods Referral Users*
Users who opened their account using the Iqbal Foods referral code shall receive:
5% cashback on grocery purchases at Iqbal Foods
Maximum combined grocery cashback cap: $100
Applicable only to Iqbal food referral code users.
($100 maximum cap includes all grocery offers.)
🏪 Fruiticana Referral Users*
Users who opened their account using the Fruiticana referral code receive:
5% cashback on grocery purchases at Fruiticana
Maximum combined grocery cashback cap: $100
Applicable only to Fruiticana referral code users.
($100 maximum cap includes all grocery offers.)
🧑🤝🧑 Canoo Referral Offer*
Users who signed up with the Canoo referral code shall receive:
Up to $25 cashback on 2 India Bill Payments, which means two separate bills
$10 cashback twice on 2 UPI transfers (minimum $200 each), means separate two UPI transfers
❌ Not eligible for grocery cashback offer
🏢 Fitzrovia Offer*
Users who signed up with the Fitzrovia referral code shall receive:
10% cashback on Beacon card spend
Maximum cashback: $100
🍽️ Restaurant Preferred Partner Cashback*
10% cashback at preferred partner restaurants (S.Motiram, Rangoli)
Maximum: $100
This is not additional to grocery cashback (Maximum cap of $100 includes all grocery cashback)
☕ Deloitte Office – Bistro 1858*
Users who downloaded Beacon through MSDELOITTE referral code:
10% cashback up to $100
Valid at Bistro 1858 (Deloitte Café) only
Replaces grocery cashback eligibility (Not eligible for grocery cashback offer)
🇵🇭 Philippines Partner Offers*
FV Foods
10% cashback up to $100
Included within grocery-style $100 cap, which means it is not an addition to grocery cashback but included in $100 grocery cashback cap.
Available only to Philippines User
Jollibee*
10% cashback up to $100
When paid using Beacon Visa Card
Included within grocery-style $100 cap, which means it is not an addition to grocery cashback but included in $100 grocery cashback cap.
Available only to Philippines User
📣 Influencer Promotions
Eligible for standard Beacon offers only
No additional referral cashback
💼 Wipro Employee Campaign
Users who:
Sign up using referral code WIPRO and
Complete signup by February 15, 2026
Will Receive:
UPI / Transfers
$20 on UPI transfer of $200 or more within 48hrs of opening account else
$10 on UPI transfer of $200 or more after 48 hrs of opening account
Google FX rate with zero service fees until June 30, 2026
India Bill Payments
100% up to $25 on first India Bill payment
Second India Bill Payment - Up to $5 Cashback
Third India Bill Payment - Up to $5 Cashback
1% recurring cashback on subsequent Indian Bill Payments
*Beacon Visa Card Cashback
Maximum cap of $100 per user applies to all the Beacon visa card related cashback offers here in above.
All offer details are visible in the Beacon app.
Please note that promotion details can vary by campaign, region, and account status. To ensure you receive the most accurate and up-to-date information for your specific situation, we recommend reaching out directly to our support team.
Please contact our support team through the Beacon app or our official help channels - we’ll confirm whether these offers are active and help with any eligibility questions.