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What are the cashback offers on My Beacon?

Beacon Money – Active Offers & Rewards

Below are the currently active Beacon promotions. Cashback is typically credited within 3 business days after eligibility is met. Offers are subject to change.

UPI Transfers

🇮🇳 New Users Offer

Eligibility: Applicable only for NEW Beacon Money Accounts opened between September 7, 2026 to September 16, 2026:

  • Get a promotional rate of 75 INR for 1 CAD.

  • Applies to your first UPI or Account Transfers only.

    • Applicable only to your first single transaction amount up to $300.

    • Normal applicable rates apply to amounts above $300 CAD.

  • This new promotional offer starts on September 7, 2026 12:00am EST and ends on September 16, 2026 11:59pm EST

    • This is applicable for UPI or account transfers initiated from September 7, 2026 12:00am EST to September 16, 2026 11:59pm EST

This is a promotional exchange rate, not cashback.

Note: The previous $20/$10 cashback offer on the first UPI transfer of $200 or more expired on July 9, 2026 and is no longer available.
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All offers and promotions are subject to changes anytime as per company’s discretion.

👥 Refer a Friend – Get $25

Earn $25 cashback when you successfully refer a friend to Beacon.

How it works

  1. Your friend signs up for a Beacon Money Account.

  2. They enter your registered email address as the referral code during signup.

  3. They complete $100 in cumulative qualifying spend.

  4. You receive $25 cashback.

Your friend may also be eligible for a separate promotional offer.


​Referral code changes: Your referral email/code can be updated within 24 hours of opening the Beacon Money Account, provided the referred user has not yet made any transaction.


​Please note: The previous offer where the referred user receives $25 after completing $100 in qualifying spend expired on August 12, 2026.
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Qualifying spend includes

  • UPI transfers

  • Beacon Visa Card transactions

  • India Bill Payments

  • Canadian Bill Payments

  • Philippines Bill Payments

  • Mobile Recharges

🎪 Event and Festival UPI Cashback

Some events and festivals may include special UPI cashback offers.

For eligible event promotions, cashback is generally credited within 3–5 business days after the event and qualifying transaction.

📣 Influencer Promotions

  • Eligible for standard Beacon offers only

  • No additional referral cashback

🇮🇳 India Bill Payments (IBP)

1️⃣ First India Bill – Up to $25 Cashback

Pay your first India bill using Beacon and receive up to $25 cashback.

Note: The offer is up to $25 on first India bill payment, which means if you pay a bill of $25 or more you get full $25 as cashback, whereas if you pay bill of less than $25 you receive actual bill value as cashback

2️⃣ Second India Bill Payment - Up to $5 Cashback

Note: The offer is up to $5 on second India bill payment, which means if you pay a bill of $5 or more you get full $5 as cashback, whereas if you pay bill of less than $5 you receive actual bill value as cashback

3️⃣ Third India Bill Payment - Up to $5 Cashback

Note: The offer is up to $5 on third India bill payment, which means if you pay a bill of $5 or more you get full $5 as cashback, whereas if you pay bill of less than $5 you receive actual bill value as cashback

4️⃣ 1% recurring cashback on Indian Bill Payment

Get 1% cashback on all your subsequent Indian bill payments.

📱 Prepaid Mobile Recharge

  • Earn 100% up to $5 cashback on prepaid mobile recharges.

Note: The offer is up to $5 on first prepaid mobile recharge, which means if you pay a bill of $5 or more you get full $5 as cashback, whereas if you pay bill of less than $5 you receive actual bill value as cashback

🇵🇭 First Filipino Bill

Pay your first Filipino bill using Beacon and receive 100% up to $25 cashback.

No promo code required.

Note: The offer is up to $25 on first Filipino bill payment, which means if you pay a bill of $25 or more you get full $25 as cashback, whereas if you pay bill of less than $25 you receive actual bill value as cashback
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🛒 Grocery Cashback

  • 5% cashback on grocery purchases

  • Maximum combined grocery cashback cap: $100

  • Eligible grocery transactions are processed under the following Merchants:

    • Walmart

    • No Frills

    • Food Basics

    • Metro

    • FreshCo

*Effective September 1, 2026, Walmart is now included as eligible for grocery cashback. Transactions processed under these MCCs before September 1, 2026, are not eligible under this updated criteria.

🏪 Iqbal Foods Referral Users

Users who opened their account using the Iqbal Foods referral code shall receive:

  • 5% cashback on grocery purchases at Iqbal Foods

  • Maximum combined grocery cashback cap: $100

  • Applicable only to Iqbal food referral code users.

($100 maximum cap includes all grocery offers.)

🏪 Fruiticana Referral Users

Users who opened their account using the Fruiticana referral code receive:

  • 5% cashback on grocery purchases at Fruiticana

  • Maximum combined grocery cashback cap: $100

  • Applicable only to Fruiticana referral code users.

($100 maximum cap includes all grocery offers.)

🧑‍🤝‍🧑 Canoo Referral Offer

Users who signed up with the Canoo referral code shall receive:

  • Up to $25 cashback on 2 India Bill Payments, which means two separate bills

  • $10 cashback twice on 2 UPI transfers (minimum $200 each), means separate two UPI transfers

  • ❌ Not eligible for grocery cashback offer

🍽️ Restaurant Preferred Partner Cashback

  • 10% cashback at preferred partner restaurants (S.Motiram, Rangoli)

  • Maximum: $100

  • This is not additional to grocery cashback (Maximum cap of $100 includes all grocery cashback)

☕ Deloitte Office – Bistro 1858

Users who downloaded Beacon through MSDELOITTE referral code:

  • 10% cashback up to $100

  • Valid at Bistro 1858 (Deloitte Café) only

  • Replaces grocery cashback eligibility (Not eligible for grocery cashback offer)

🇵🇭 Philippines Partner Offers

FV Foods

  • 10% cashback up to $100

  • Included within grocery-style $100 cap, which means it is not an addition to grocery cashback but included in $100 grocery cashback cap.

  • Available only to Philippines User

Jollibee*

  • 10% cashback up to $100

  • When paid using Beacon Visa Card

  • Included within grocery-style $100 cap, which means it is not an addition to grocery cashback but included in $100 grocery cashback cap.

  • Available only to Philippines User

💼 Wipro Employee Campaign

Users who:

  • Sign up using referral code WIPRO and

  • Complete signup by February 15, 2026

Will Receive:

UPI / Transfers

  • $20 on UPI transfer of $200 or more within 48hrs of opening account else

    • $10 on UPI transfer of $200 or more after 48 hrs of opening account

  • Google FX rate with zero service fees until June 30, 2026

India Bill Payments

  • 100% up to $25 on first India Bill payment

  • Second India Bill Payment - Up to $5 Cashback

  • Third India Bill Payment - Up to $5 Cashback

  • 1% recurring cashback on subsequent Indian Bill Payments

*Beacon Visa Card Cashback

  • Maximum cap of $100 per user applies to all the Beacon visa card related cashback offers here in above.

All offer details are visible in the Beacon app.
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Please note that promotion details can vary by campaign, region, and account status. To ensure you receive the most accurate and up-to-date information for your specific situation, we recommend reaching out directly to our support team.
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Please contact our support team through the Beacon app or our official help channels - we’ll confirm whether these offers are active and help with any eligibility questions.

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