Everyone gets at least 3% for the first 3 months. After the first 3 months, you can qualify for the 3% Boosted cashback rate by completing at least $500 CAD in *eligible Beacon transactions during a calendar month.
How qualification works after first 3 months:
The system checks your eligible transactions from the previous calendar month.
If you complete $500 or more, you'll receive the 3% Boosted rate for the next month.
If you don't reach $500, your cashback rate will be 2.25% Standard for the next month.
Your qualification is reviewed automatically every month.
* To know more about eligible Beacon transactions:
https://help.mybeacon.ca/en/articles/17036232-what-transactions-count-toward-the-500-monthly-requirement