If you don't complete $500 CAD in eligible Beacon transactions during a calendar month, your Money Plus cashback rate changes to the 2.25% Standard rate for the next month after the first 3 months.
Can I get the Boosted rate back?
Yes. There's no penalty or waiting period.
Once you complete $500 or more in eligible transactions during a future month, you'll automatically qualify for the 3% Boosted cashback rate for the following month.
Your eligibility is reviewed automatically at the beginning of every month.
You can check the current applicable rate in Beacon app anytime.