UPI (Unified Payments Interface) is a real-time payment system developed by the National Payments Corporation of India (NPCI). It allows you to send money directly to someone’s UPI ID (e.g., name@bank) without needing their full bank details. Transfers are fast, secure, and available 24/7 — even on weekends and holidays.
What is UPI, and how does it work?
Updated over a week ago